Insurances Accepted
Real Mental Health Care That Works With Your Insurance
Figuring out whether your insurance covers therapy shouldn’t feel like a second job. At Ellie Mental Health, we work with hundreds of insurance plans so more people can get the support they need without the guesswork. Whether you’re checking for the first time or you’ve been navigating coverage for years, we’ll help you understand what’s included and what to expect before your first appointment.
We accept over 300 insurance plans
- UnitedHealth Group
- Elevance Health
- Kaiser Permanente
- Centene Corporation
- Humana
- CVS Health (Aetna)
- Cigna
- Health Care Service Corporation
- Molina Healthcare
- GuideWell
- Oscar Health
- Highmark
- Blue Cross Blue Shield of Michigan
- Blue Cross Blue Shield of Texas
- Blue Cross Blue Shield of Illinois
- Premera Blue Cross
- CareFirst BlueCross BlueShield
- Capital Blue Cross
- Health Net
- UPMC Health Plan
- Tufts Health Plan
- Harvard Pilgrim Health Care
- Independence Blue Cross
- CareSource
- Priority Health
- EmblemHealth
- Horizon Blue Cross Blue Shield of New Jersey
- Blue Shield of California
- Wellmark Blue Cross Blue Shield
- Blue Cross and Blue Shield of North Carolina
- Blue Cross and Blue Shield of Massachusetts
- Blue Cross and Blue Shield of Alabama
- Blue Cross and Blue Shield of Arizona
- Blue Cross and Blue Shield of Louisiana
- Blue Cross and Blue Shield of Minnesota
- Blue Cross and Blue Shield of Tennessee
- Blue Cross and Blue Shield of Nebraska
- Blue Cross and Blue Shield of Kansas City
- Blue Cross and Blue Shield of South Carolina
- MVP Health Care
- Medica
- Quartz Health Solutions
- Presbyterian Health Plan
- SCAN Health Plan
- AIA Group
- AXA
- Allianz
- Bupa
- Zurich Insurance Group
- Manulife Financial
and many more…
Quality Mental Health Care Shouldn’t Cost You More Than You Can Afford
At Ellie, we believe the cost of care should never be the reason someone puts off getting help. That’s why we accept a wide range of insurance plans and work to make sure you have a clear picture of your coverage before you ever sit down with a therapist. If you’re uninsured or your plan isn’t in our network, our team can walk you through self-pay options and help you find a rate that works for your situation.
How Ellie Helps You Navigate the Cost of Care
Insurance paperwork, out-of-pocket costs, coverage limits — it’s a lot to sort through before you’ve even had your first session. We want to take some of that weight off your plate. Here’s what you can expect when it comes to paying for care at Ellie.
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Using Your Insurance at Ellie
We verify your benefits before your first appointment so you know what to expect before you ever walk through the door. Our team will help you understand your deductible, copay, and any coverage limits in plain language. We work with a wide network of plans so you can focus on getting the right support rather than decoding your policy.
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Options If You’re Uninsured or Out of Network
Not everyone comes in with coverage, and that’s okay. Ellie offers self-pay rates and can connect you with options that fit your financial situation. Our front office team is here to talk through what works for you so cost doesn’t become a reason to put off care you deserve.
Frequently Asked Questions
Still have questions? Here are answers to some of the things people wonder most before getting started.
The easiest way to check is to contact your nearest Ellie location directly. Our team can verify your benefits quickly and let you know what your plan covers before you schedule your first appointment. You can also call the member services number on the back of your insurance card for a general benefits overview.
Coverage varies depending on your specific plan, but most insurance plans that cover mental health services will contribute toward individual therapy sessions, and some cover additional service types as well. When you reach out to Ellie, we’ll help you understand your copay, deductible, and any session limits so there are no surprises.
If you’ve met your deductible for the year, your insurance may cover a larger portion of your session costs going forward. Our team can review your current benefits status with you so you have a clear picture of what to expect for the rest of your plan year.
Yes. Ellie offers self-pay rates for clients who are uninsured or whose plans aren’t in our network. Our front office team can walk you through the options available at your location so you can make the choice that works best for your situation.
We verify your insurance benefits before your first session so you have a clear sense of your expected costs upfront. If there are any out-of-pocket costs associated with your plan, we’ll let you know ahead of time rather than after the fact.